UK Tax Calculators
Free HMRC-aligned tax calculators for the 2025/26 tax year
UK Tax Calculator
Calculate your take-home pay after income tax, NIC, student loans, and pension. The complete UK salary calculator for 2025/26.
UK £100k Tax Trap Calculator
Calculate how the 60% tax trap affects high earners losing their Personal Allowance between £100k-£125k.
UK Stamp Duty Calculator
Calculate SDLT for England & NI, LBTT for Scotland, or LTT for Wales. Includes first-time buyer relief.
UK Student Loan Calculator
Calculate repayments for Plan 1, 2, 4, 5, or Postgraduate loans. See when your loan gets written off.
UK Pension Calculator
Project your pension pot at retirement with employer match, tax relief, and state pension integration.
UK Child Benefit Calculator
Calculate Child Benefit payments and High Income Child Benefit Charge (HICBC) clawback.
UK Dividend Tax Calculator
Calculate tax on dividends for company directors and investors. Compare salary vs dividend mix.
UK Salary Sacrifice Calculator
Calculate tax and NI savings from pension, cycle-to-work, or childcare salary sacrifice.
UK Employer Cost Calculator
Calculate the true total cost of hiring: salary + employer NIC + pension + apprenticeship levy.
About UK Tax Calculators
Our UK tax calculators help you understand your tax liability, plan efficiently, and avoid common traps like the 60% marginal rate between £100k-£125,140. All calculations use the latest 2025/26 tax rates for England, Scotland, Wales, and Northern Ireland.
Whether you're calculating stamp duty on a new home, figuring out student loan repayments, or optimising your salary and dividend mix as a company director, these tools give you accurate numbers instantly.
Key UK Tax Rates 2025/26
- Personal Allowance: £12,570 (reduced £1 for every £2 over £100k)
- Basic Rate: 20% on income £12,571 to £50,270
- Higher Rate: 40% on income £50,271 to £125,140
- Additional Rate: 45% on income over £125,140
- National Insurance: 8% main rate, 2% above £50,270
- Dividend Allowance: £500 tax-free
Scotland Income Tax 2025/26
Scottish taxpayers pay different rates: 19% Starter, 20% Basic, 21% Intermediate, 42% Higher, 45% Advanced, and 48% Top rate. Our calculators automatically adjust for Scottish tax bands.