UK Stamp Duty Calculator
Calculate stamp duty for property purchases in England, Scotland, and Wales. Includes first-time buyer relief, additional property surcharge, and non-resident rates (England & NI).
UK Stamp Duty Calculator
Calculate SDLT, LBTT, or LTT based on property location
Stamp Duty (SDLT) Due
£2,500
Effective rate: 0.71%
Tax Band Breakdown
| Band | Rate | Tax |
|---|---|---|
| £0 – £300,000 | 0.0% | £0 |
| £300,001 – £350,000 | 5.0% | £2,500 |
| Total | £2,500 |
Quick Reference
Property Value
£350,000
Tax Amount
£2,500
Total Cost
£352,500
How to Use This Calculator
- Enter the property price – The full purchase price of the property you're buying.
- Select your location – Choose England & NI (SDLT), Scotland (LBTT), or Wales (LTT) as rates differ.
- Choose buyer type – First-time buyer, moving home, or purchasing an additional property.
- Non-resident status – For England & NI only, toggle if you're not a UK resident (adds 2% to SDLT on purchases of £40,000 or more). Scotland and Wales have no non-resident surcharge.
Understanding Your Results
The calculator shows your total stamp duty due and the effective rate as a percentage of the property price.
The band breakdown shows exactly how much tax applies at each rate tier. Stamp duty is calculated on a tiered basis – you only pay the higher rate on the portion of the price within that band, not the entire property value.
If you're a first-time buyer, you'll see your savings compared to standard rates. Additional property buyers and non-residents will see their surcharges clearly itemized.
Frequently Asked Questions
What is Stamp Duty Land Tax (SDLT)?
Stamp Duty Land Tax is a tax you pay when buying property or land in England and Northern Ireland. The amount depends on the property price, whether you're a first-time buyer, and if it's an additional property. Different taxes apply in Scotland (LBTT) and Wales (LTT).
What are the current SDLT rates in England?
From 1 April 2025, SDLT rates are: 0% up to £125,000, 2% from £125,001-£250,000, 5% from £250,001-£925,000, 10% from £925,001-£1,500,000, and 12% above £1,500,000. First-time buyers pay 0% up to £300,000 and 5% from £300,001-£500,000 (properties up to £500,000 only).
How does first-time buyer relief work?
First-time buyers in England/NI pay no SDLT on properties up to £300,000, and 5% on the portion from £300,001-£500,000. The relief only applies to properties up to £500,000. In Scotland, first-time buyers get an increased nil-rate band of £175,000 instead of £145,000. Wales has no first-time buyer relief.
What is the additional property surcharge?
If you're buying a second home or buy-to-let property in England or Northern Ireland, you pay an extra 5% SDLT surcharge (increased from 3% in October 2024) on top of standard rates, applied to the entire purchase price. Scotland charges an 8% Additional Dwelling Supplement and Wales applies higher LTT rates instead.
Do non-UK residents pay more stamp duty?
In England and Northern Ireland, non-UK residents pay an additional 2% SDLT surcharge on top of all other rates (including the additional property surcharge if applicable) on purchases of £40,000 or more. It has been in place since April 2021. Scotland (LBTT) and Wales (LTT) have no non-resident surcharge.
What is LBTT in Scotland?
Land and Buildings Transaction Tax (LBTT) replaced SDLT in Scotland from April 2015. The rates and thresholds differ from England. Current bands are: 0% up to £145,000 (£175,000 for first-time buyers), 2% from £145,001-£250,000, 5% from £250,001-£325,000, 10% from £325,001-£750,000, and 12% above £750,000.
What is LTT in Wales?
Land Transaction Tax (LTT) replaced SDLT in Wales from April 2018. Current bands are: 0% up to £225,000, 6% from £225,001-£400,000, 7.5% from £400,001-£750,000, 10% from £750,001-£1,500,000, and 12% above £1,500,000. Wales has no first-time buyer relief.
When do I pay stamp duty?
You must pay stamp duty within 14 days of completing your property purchase. Your solicitor or conveyancer usually handles this on your behalf. Late payment incurs interest and penalties.
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