France Net Salary Calculator

Enter your annual gross salary, the figure your contract and payslip call the salaire brut. This is the amount before any employee social contributions are taken off. Then choose your employment status: non-cadre for most employees, or cadre for managers and professionals covered by the cadre collective agreement. The results update instantly as you type, with no submit button to press.

If you are paid monthly, multiply your monthly gross by twelve to get the annual figure to enter here. If your contract quotes thirteen or fourteen months, add those extra months in so the annual gross reflects your full yearly compensation. The calculator returns your net salary before income tax, your monthly equivalent, the total contributions deducted, and your effective contribution rate as a percentage of gross.

The status toggle matters mainly for high earners. Cadres pay one extra small contribution, APEC, on top of the contributions every employee pays. For most salaries the difference between cadre and non-cadre net pay is only a few euros a year, but the option is there so you can model your exact situation.

French gross-to-net is built from several mandatory employee contributions, each applied to a specific base. The calculator follows the 2026 employee rates and the 2026 social security ceiling (PMSS) of 47,100 euros per year, which is 3,925 euros per month.

The main contributions

• Old-age pension (vieillesse): 6.90% on the part of your salary up to one PMSS, plus 0.40% on your full gross.
• CSG and CRDS: 6.80% deductible CSG, 2.40% non-deductible CSG, and 0.50% CRDS. These apply to 98.25% of your gross thanks to a 1.75% allowance, up to four times the ceiling.
• Agirc-Arrco complementary pension: 3.15% on tranche 1 (up to one PMSS) and 8.64% on tranche 2 (between one and eight PMSS).
• CEG and CET: the balancing contributions, 0.86% and 1.08% across the two tranches for CEG, plus 0.14% CET once your gross passes one PMSS.
• APEC (cadres only): 0.024% of gross up to four PMSS.

The calculator adds these together to get your total employee contributions, then subtracts that total from your gross to give your net before income tax. The employee share of unemployment insurance has been 0% since 2019, so nothing is deducted for it here; the same is true of general-regime health insurance, which is funded through CSG rather than a separate employee line.

The headline figure is your net annual salary before income tax. Below it you will see the monthly equivalent, which is simply the annual net divided by twelve. The metric cards then show your gross, your total contributions, and your effective contribution rate, so you can see at a glance what proportion of your salary goes to social contributions.

For a non-cadre earning below the ceiling, expect contributions of roughly 21% of gross, leaving about 79% as net before income tax. The effective rate is highest, around 21%, just above the ceiling. For higher earners it edges down rather than up, because the CSG and CRDS allowance caps at four times the PMSS, so the effective rate trends toward about 20% and lower for very high salaries. This is why two people with very different salaries can see noticeably different take-home percentages.

Remember the important caveat shown on the result card: this is net before income tax. France withholds income tax at source through the prelevement a la source, at a rate set for your household by the tax authority. Your final amount in the bank will be a little below the net figure here once that personal rate is applied. Treat the output as a solid planning estimate, not a payslip-exact number, and check your own payslip for company-specific items such as a mutuelle health top-up or meal vouchers.